The Fannie Maw loan limits increase for 2021 Please check this map tool for High cost Loan rates in each area.

https://www.fhfa.gov/DataTools/Tools/Pages/Conforming-Loan-Limits-Map.aspx
mean housing prices will continue to rise.
The general loan limits for 2021 have increased and apply to loans delivered to Fannie Mae in 2021
https://singlefamily.fanniemae.com/media/24391/display